BizCore v3.9 - Owner Cash Flow & Finance Control

INSTALL
1. Take a full file and database backup.
2. Upload this ZIP into /public_html/ceylongemx.online/
3. Extract and overwrite existing files.
4. Open https://ceylongemx.online/update-3.9.php
5. Click Install v3.9 Update.
6. Press Ctrl + F5.

USE
Finance > Cash Flow Forecast

The dashboard combines:
- Current bank balances
- Pending incoming/outgoing cheques
- Expected manual inflows/outflows
- 7-day forecast
- 30-day forecast
- Upcoming known cash movements
- Minimum cash safety buffer alerts

Use Add Expected Movement only for future items that are not already represented
by a pending cheque/system record, to avoid double counting.

NOTE
v3.9 intentionally keeps forecasting simple and owner-friendly. The next major
release can move to manufacturing/production without making the finance workflow
unnecessarily complicated.
